Hoyes, Michalos & Associates Inc.

Hoyes, Michalos & Associates Inc. in Kitchener, Ontario, is a federally licensed LIT and can administer consumer proposals and bankruptcies. They assess your financial situation, explain your options, and help you decide. Free first consultations are standard.

Most Licensed Insolvency Trustees in Canada, including Hoyes, Michalos & Associates Inc. in Kitchener, offer a free initial consultation. At this meeting they review your debts, income, and assets and explain your options. There is no obligation to file, and the discussion is confidential. Contact Hoyes, Michalos & Associates Inc. directly to book an appointment.

Yes. Hoyes, Michalos & Associates Inc. has staff on-site at their Kitchener location, so you can meet in person for your consultation. In-person meetings can be helpful when discussing sensitive financial matters. Contact them to schedule an appointment.

To contact Hoyes, Michalos & Associates Inc. in Kitchener: You can call at the phone number listed on this page. You can also reach them by email. Their website is listed in the contact section. Request a free consultation using the contact details on this page.

Yes. Hoyes, Michalos & Associates Inc. is a Licensed Insolvency Trustee (LIT) regulated by the Office of the Superintendent of Bankruptcy (OSB). Only LITs can file consumer proposals and bankruptcies in Canada. Hoyes, Michalos & Associates Inc. serves clients in Kitchener and Ontario.