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Find a Licensed Insolvency Trustee in Ottawa, Ontario
Compare 21 local LITs — free consultations, federally licensed.
Ottawa's insolvency trends track federal-government employment and contractor cycles, with the 2024–2026 federal hiring freeze flowing through to consumer-debt stress in 2026.
Debt & Insolvency Pressures in Ottawa
Ottawa's economy has historically been recession-resistant thanks to federal-government employment, but the post-2024 hiring freeze and contractor cuts have rippled through the National Capital Region. Tech employers in Kanata that surged through the pandemic have shed staff steadily since 2023. Average household debt in the Ottawa-Gatineau CMA is below the national mean, but the area has Canada's highest concentration of dual-government-income households — meaning when the public service pulls back, both earners are often affected at once. Ontario's 20% wage-garnishment cap (with no minimum exemption like BC's) means a single missed credit-card lawsuit can quickly compound into payroll deductions. Ottawa-Gatineau consumer-proposal filings rose 14% in 2025, with credit-card and personal-loan debt as the leading triggers.
Local LIT trend: LITs in Ottawa increasingly serve former federal contractors, IT consultants, and small-business owners hit by reduced government procurement.
Sources: Office of the Superintendent of Bankruptcy Canada (consumer insolvency statistics 2024–2025), Equifax Canada Consumer Credit Trends, Statistics Canada Labour Force Survey, Canada Mortgage and Housing Corporation. Last reviewed January 2026.
Local Coverage
21
Licensed trustees in Ottawa
Featured Profiles
0
Enhanced profiles with deeper service detail
How to Choose a Trustee in Ottawa
Focus on fit, not just the first available appointment. Ask each office how quickly they can book, whether your case type is common for them, and what payment range they expect for your file.
- 1. Confirm same-week consult availability.
- 2. Ask about CRA, garnishment, or mortgage-arrears experience.
- 3. Verify language support if needed.
- 4. Compare estimated monthly proposal payment ranges.
Before calling, run the consumer proposal calculator so you can compare trustee guidance against a baseline estimate.
All Licensed Insolvency Trustees in Ottawa, Ontario
A. Farber & Partners Inc.
Staff on Site343 Preston Street, Floor 11, Ottawa, ON, K1S1N4
View profileBdo Canada Limited / Bdo Canada Limitée
Staff on Site2650 Queensview Drive, Ottawa, ON, K2B8K1
View profileBdo Canada Limited / Bdo Canada Limitée
Staff on Site180 Kent Street, Suite 1710, Ottawa, ON, K1P0B6
View profileD & a Macleod Company Ltd.
Staff on Site343 O'Connor St, Ottawa, ON, K2P1V9
View profileDoyle Salewski Inc.
Staff on Site280 Metcalfe St Suite 203, Ottawa, ON, K2P1R7
View profileHoyes, Michalos & Associates Inc.
Staff on Site2446 Bank Street, Suite 203, Ottawa, ON, K1V1A4
View profileJean Fortin & Associes Syndic Inc.
Staff on Site235 Montreal Road, Ottawa, ON, K1L6C7
View profileLazard & Associates Inc.
Staff on Site1604 Michael Street, Ottawa, ON, K1B3T7
View profileRaymond Chabot Inc.
Staff on Site1900 city park drive, suite 200, Ottawa, ON, K1J1A3
View profileA. Fisher & Associates Inc.
343 Preston Street, 11th Fl, Ottawa, ON, K1S1N4
View profileBromwich & Smith Inc.
343 Preston Street, 11th Floor, Ottawa, ON, K1S1N4
View profileDeloitte Restructuring Inc./Restructuration Deloitte Inc.
100 Queen St, Suite 1600, Ottawa, ON, K1P1J9
View profileGinsberg, Gingras & Associes/Associates Inc.
287 Richmond Rd, Ottawa, ON, K1Z6X4
View profileGoth & Company Ltd.
343 Preston Street, Ottawa, ON, K1S1N4
View profileHarris & Partners Inc.
116 Albert Street, 2nd Floor, Ottawa, ON, K1P5G3
View profileHoyes, Michalos & Associates Inc.
1900 City Park Drive, Ottawa, ON, K1J1G7
View profileJ. Campbell & Associates Ltd.
116 Albert St, Suite 200, 300, Ottawa, ON, K1P5G3
View profileLitvack Group Inc.
15 Fitzgerald Rd., Suite 200, Ottawa, ON, K2H9G1
View profileMnp Ltd. / Mnp Ltée.
251 Laurier Ave W, 9th Floor, Ottawa, ON, K1P5J6
View profileRaymond Chabot Inc.
2505, boulevard Saint Laurent, Ottawa, ON, K1H1E4
View profileSheriff Sole & Madej Inc.
1 Rideau St., Suite 700, Ottawa, ON, K1N8S7
View profilePrepare for Your Consultation
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Financial Stress Index
Tariffs, Layoffs & Mortgage Renewal Shock
Track Canada's $3.23 trillion household debt crisis with real-time data from Statistics Canada. Provincial rankings, employment trends, and 24-month charts.
Debt Relief Tools
Explore your debt relief options in Ontario with these free tools before meeting with a Licensed Insolvency Trustee in Ottawa.
Not sure about your rights? Read our guide to statute of limitations on debt in Canada.
Latest Debt Relief Articles
Current guides for people comparing debt options in Ottawa.
- Job Loss
Canada April 2026 Jobs Report: 6.9% Unemployment, 18,000 Jobs Lost — What It Means for Your Debt
Statistics Canada's April 2026 Labour Force Survey: unemployment hits 6.9%, economy sheds 18,000 jobs, youth jobless rate climbs to 14.3%. Full provincial, sector, and demographic breakdown — plus what to do if your job is next.
- 2026 Crisis
CUSMA July 1, 2026: What Canada-US Trade Means for Your Debt
56 days to the CUSMA July 1 deadline. After 95,000 jobs lost in Q1, 25% tariffs running on steel and autos, and Honda's $15B Alliston investment shelved, here's what trade collapse means for Canadian household debt — and when to act.
- Job Loss
Honda Shelves $15B Alliston EV Plant: What Ontario Auto Workers and Suppliers Do Now (May 2026)
Honda has shelved its $15B Alliston EV hub indefinitely in May 2026. Ontario auto workers face layoffs, supplier collapses, and debt that doesn't pause. Cut 50–80% of unsecured debt with a consumer proposal. Free LIT consult.
- Collection Rights
Statute of Limitations on Debt in Canada: All 12 Provinces (2026)
Ontario & Alberta: 2 years. Quebec: 3 years. Manitoba: 6 years. What restarts the clock, when collectors can no longer sue, and how CRA debt is different.
- Consumer Proposals
Consumer Proposal Fees in Canada: The Complete 2026 Fee Breakdown
$1,500 base + 20% of distributions — set by federal law, identical across all trustees. Zero upfront cost. Real examples for $10K, $30K, and $50K debt loads.