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Find a Licensed Insolvency Trustee in Toronto, Ontario
Compare 58 local LITs — free consultations, federally licensed.
Toronto carries some of the highest household debt-to-income ratios in Canada, driven by a $1.1M+ average detached home price and the largest concentration of variable-rate mortgages outside Vancouver.
Debt & Insolvency Pressures in Toronto
Toronto households face a triple squeeze in 2026: 5-year fixed mortgages signed in 2020–2021 at sub-2% rates are renewing at 4.8–5.5%, adding $700–$1,200 to monthly payments on an average GTA home. Equifax data shows GTA non-mortgage delinquencies climbed 15% year-over-year in Q1 2026, the steepest increase of any Canadian metro. The tech and finance layoffs that started in late 2024 continue to hit downtown earners, while service-sector wages haven't kept pace with rent — 1-bedroom averages are still above $2,300/month. Consumer proposals filed in the Toronto Census Metropolitan Area rose 19% year-over-year in 2025 according to OSB statistics, the largest absolute volume in Canada.
Local LIT trend: Toronto LITs report consultation volumes are up roughly 25% year-over-year, with mortgage-renewal stress and credit-card debt the two leading triggers.
Sources: Office of the Superintendent of Bankruptcy Canada (consumer insolvency statistics 2024–2025), Equifax Canada Consumer Credit Trends, Statistics Canada Labour Force Survey, Canada Mortgage and Housing Corporation. Last reviewed January 2026.
Local Coverage
58
Licensed trustees in Toronto
Featured Profiles
0
Enhanced profiles with deeper service detail
How to Choose a Trustee in Toronto
Focus on fit, not just the first available appointment. Ask each office how quickly they can book, whether your case type is common for them, and what payment range they expect for your file.
- 1. Confirm same-week consult availability.
- 2. Ask about CRA, garnishment, or mortgage-arrears experience.
- 3. Verify language support if needed.
- 4. Compare estimated monthly proposal payment ranges.
Before calling, run the consumer proposal calculator so you can compare trustee guidance against a baseline estimate.
All Licensed Insolvency Trustees in Toronto, Ontario
A. Fisher & Associates Inc.
Staff on Site401 - 90 Sheppard Ave East, Toronto, ON, M2N3A1
View profileAlbert Gelman Inc.
Staff on Site150 Ferrand Drive, Suite 1503, Toronto, ON, M3C3G8
View profileAlvarez & Marsal Canada Inc.
Staff on Site2900 - 200 Bay St, Toronto, ON, M5J2J1
View profileBaigel Corp.
Staff on Site1000 - 4711 Yonge Street, Toronto, ON, M2N6K8
View profileBaigel Corp.
Staff on Site200 Consumers Rd, Suite 705, Toronto, ON, M2J4R4
View profileBdo Canada Limited / Bdo Canada Limitée
Staff on Site20 Wellington St E, Suite 500, Toronto, ON, M5E1C5
View profileBricks Damiani Inc.
Staff on Site300-1370 Don Mills Rd, # 29, Toronto, ON, M3B3N7
View profileBrief & Associates Inc.
Staff on Site1111 Finch Ave W, Suite 205, Toronto, ON, M3J2E5
View profileCrowe Soberman Inc.
Staff on Site2300 Yonge Street, suite 1300, Toronto, ON, M4P1E4
View profileDavid Sklar & Associates Inc.
Staff on Site2 BLOOR STREET WEST , TORONTO, ON, M4W3E2
View profileDavid Sklar & Associates Inc.
Staff on Site550 St. Clair Avenue West, Toronto, ON, M6C1A5
View profileDeloitte Restructuring Inc./Restructuration Deloitte Inc.
Staff on Site8 Adelaide St West, Suite 200, Toronto, ON, M5H0A9
View profileDodick Landau Inc.
Staff on Site951 Wilson Ave, Suite 15L, Toronto, ON, M3K2A7
View profileErnst & Young Inc.
Staff on Site100 Adelaide St West, Toronto, ON, M5H0B3
View profileFong & Partners Inc.
Staff on Site2 Carlton St, Suite 1007, Toronto, ON, M5B1J3
View profileFti Consulting Canada Inc.
Staff on Site79 Wellington St W, Suite 2010, Toronto, ON, M5K1G8
View profileGlassratner Restructuring Inc.
Staff on Site150 York Street, Suite 1600, Toronto, ON, M5H3S5
View profileGoldhar & Associates Ltd.
Staff on Site1220 Eglinton Ave W, Toronto, ON, M6C2E3
View profileGrant Thornton Limited
Staff on Site200 King Street West, Box 11, Toronto, ON, M5H3T4
View profileHoyes, Michalos & Associates Inc.
Staff on Site3280 Bloor Street West, Suite 240, Toronto, ON, M8X2X3
View profileHoyes, Michalos & Associates Inc.
Staff on Site8 King St East, Suite 800, Toronto, ON, M5C1B5
View profileKevin Thatcher & Associates Ltd.
Staff on Site1622 Bloor St West, Toronto, ON, M6P1A7
View profileKpmg Inc.
Staff on Site333 Bay St, Suite 4600, Toronto, ON, M5H2S5
View profileKsv Restructuring Inc.
Staff on Site220 Bay Street, Suite 1300, Toronto, ON, M5J2W4
View profileMaria Rickard & Associates Inc.
Staff on Site1351 Dundas Street West, Toronto, ON, M6J1Y3
View profileMnp Ltd. / Mnp Ltée.
Staff on Site1 Adelaide St E, Suite 1900, Toronto, ON, M5C2V9
View profileMorataya Corp.
Staff on Site307-3200 Dufferin Street, Toronto, ON, M6A3B2
View profileMsi Spergel Inc.
Staff on Site200 Yorkland Blvd, Suite 1100, Toronto, ON, M2J5C1
View profilePat Robinson Inc.
Staff on Site1280 Finch Avenue West, Suite 714, Toronto, ON, M3J3K6
View profilePricewaterhousecoopers Inc.
Staff on Site18 York Street, Suite 2600, Toronto, ON, M5J0B2
View profileRichter Inc.
Staff on Site181 Bay Street, Suite 3510, Toronto, ON, M5J2T3
View profileRosen Goldberg Inc.
Staff on Site5255 Yonge St, Suite 804, TORONTO, ON, M2N6P4
View profileRoss Advisory Group Inc.
Staff on Site5255 Yonge Street, Suite 804, Toronto, ON, M2N6P4
View profileRumanek & Company Ltd.
Staff on Site1280 Finch Ave West, Suite 714, Toronto, ON, M3J3K6
View profileSchonfeld Inc.
Staff on Site40 King Street West, Suite 2400, Toronto, ON, M5H3Y2
View profileSchwartz Levitsky Feldman Inc.
Staff on Site2300 Yonge St, Suite 1500, Toronto, ON, M4P1E4
View profileSteve Welker and Company Inc.
Staff on Site347 Jane Street, Unit 130, Toronto, ON, M6S3Z3
View profileTdb Restructuring Limited
Staff on Site11 King St W, Suite 700, Toronto, ON, M5H4C7
View profileThe Fuller Landau Group Inc.
Staff on Site151 Bloor St West, Suite 1200, Toronto, ON, M5S1S4
View profileBdo Canada Limited / Bdo Canada Limitée
2200- 222 Bay St., Toronto, ON, M5K1H6
View profileBromwich & Smith Inc.
3250 Bloor St W, 6th Fl East, Toronto, ON, M8X2X3
View profileChande & Company Inc.
2 Bloor Street west, Toronto, ON, M4W3R1
View profileDl Associates Ltd.
4646 Dufferin Street Suite 6, Toronto, ON, M3H5S4
View profileDoyle Salewski Inc.
36 Toronto St, Suite 530, Toronto, ON, M5C2C5
View profileGoth & Company Ltd.
401 Bay Street, 16th Floor, Toronto, ON, M5H2Y4
View profileHarris & Partners Inc.
10 Milner Court, 3rd Floor, Toronto, ON, M1B3C6
View profileJ. Campbell & Associates Ltd.
3080 Yonge St, Suite 6060, Toronto, ON, M4N3N1
View profileKrieger & Company Inc.
4711 Yonge St., Toronto, ON, M2N5M4
View profileKunjar Sharma & Associates Inc.
2 Sheppard Avenue E, Toronto, ON, M1J2G9
View profileMacpherson & Associates Inc.
150 Ferrand Drive, Suite 222, Toronto, ON, M3C3E5
View profileMnp Ltd. / Mnp Ltée.
4155 Sheppard Ave E, Unit LL5, Toronto, ON, M1S1T4
View profileRemolino and Associates Inc.
300 - 10 Milner Business Court, Toronto, ON, M1B3C6
View profileRichard Killen & Associates Ltd.
2150 Islington Ave, Suite 202, Toronto, ON, M9P3V4
View profileRichard Killen & Associates Ltd.
2600 Danforth Ave, Toronto, ON, M4C1L3
View profileRumanek & Company Ltd.
3111 Dufferin St, Suite B9, Toronto, ON, M6A2S7
View profileSheriff Sole & Madej Inc.
1920 Yonge St., Suite 200, Toronto, ON, M4S3E6
View profileSteve Welker and Company Inc.
1235 Bay Street, Toronto, ON, M5R3K4
View profileZeifman Partners Inc.
201 Bridgeland Avenue, Toronto, ON, M6A1Y7
View profilePrepare for Your Consultation
Before meeting with a trustee, gather information about your debts, income, and assets.
Financial Stress Index
Tariffs, Layoffs & Mortgage Renewal Shock
Track Canada's $3.23 trillion household debt crisis with real-time data from Statistics Canada. Provincial rankings, employment trends, and 24-month charts.
Debt Relief Tools
Explore your debt relief options in Ontario with these free tools before meeting with a Licensed Insolvency Trustee in Toronto.
Not sure about your rights? Read our guide to statute of limitations on debt in Canada.
Latest Debt Relief Articles
Current guides for people comparing debt options in Toronto.
- Job Loss
Canada April 2026 Jobs Report: 6.9% Unemployment, 18,000 Jobs Lost — What It Means for Your Debt
Statistics Canada's April 2026 Labour Force Survey: unemployment hits 6.9%, economy sheds 18,000 jobs, youth jobless rate climbs to 14.3%. Full provincial, sector, and demographic breakdown — plus what to do if your job is next.
- 2026 Crisis
CUSMA July 1, 2026: What Canada-US Trade Means for Your Debt
56 days to the CUSMA July 1 deadline. After 95,000 jobs lost in Q1, 25% tariffs running on steel and autos, and Honda's $15B Alliston investment shelved, here's what trade collapse means for Canadian household debt — and when to act.
- Job Loss
Honda Shelves $15B Alliston EV Plant: What Ontario Auto Workers and Suppliers Do Now (May 2026)
Honda has shelved its $15B Alliston EV hub indefinitely in May 2026. Ontario auto workers face layoffs, supplier collapses, and debt that doesn't pause. Cut 50–80% of unsecured debt with a consumer proposal. Free LIT consult.
- Collection Rights
Statute of Limitations on Debt in Canada: All 12 Provinces (2026)
Ontario & Alberta: 2 years. Quebec: 3 years. Manitoba: 6 years. What restarts the clock, when collectors can no longer sue, and how CRA debt is different.
- Consumer Proposals
Consumer Proposal Fees in Canada: The Complete 2026 Fee Breakdown
$1,500 base + 20% of distributions — set by federal law, identical across all trustees. Zero upfront cost. Real examples for $10K, $30K, and $50K debt loads.