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Canada Workers Benefit 2026: Amounts, ACWB Payment Dates, and Thresholds
The Canada Workers Benefit pays up to $1,633 (single) or $2,813 (family), plus a $843 disability supplement. See the 2026 advance (ACWB) payment dates and income cut-offs — verified from Canada.ca.
Marcus Chen · Debt Relief Expert & Founder, CollectorHQ Key Takeaways
- The CWB maximum for the 2025 tax year is $1,633 (single) and $2,813 (family), with an extra $843 disability supplement.
- Up to 50% is paid in advance as the ACWB in three instalments: January 12, July 10, and October 9, 2026.
- A single person gets nothing once adjusted net income tops $37,742; families phase out at $49,393.
- You qualify by filing your tax return — no separate application is needed for the advance payments.
The Canada Workers Benefit (CWB) pays up to $1,633 for a single person and $2,813 for a family for the 2025 tax year, plus a disability supplement of up to $843. Up to half is delivered in advance through the Advanced Canada Workers Benefit (ACWB) in three instalments. All amounts here come from the CRA’s how much you can get page.
2026 ACWB Payment Dates
The CRA issues the advance portion three times a year. The confirmed 2026 dates are:
| Instalment | 2026 payment date |
|---|---|
| 1st | January 12 |
| 2nd | July 10 |
| 3rd | October 9 |
These three advances total up to 50% of your estimated CWB. The remaining balance is paid as a refundable credit when you file your tax return.
2025 Canada Workers Benefit Amounts
| Component | Single | Family |
|---|---|---|
| Basic maximum | $1,633 | $2,813 |
| Disability supplement (each eligible person) | $843 | $843 |
The maximum basic amount and the disability supplement vary for residents of Quebec, Nunavut, and Alberta, which set their own configurations.
Income Thresholds
The CWB is income-tested. The basic amount is reduced gradually above a starting point and disappears entirely at the cut-off.
| Your situation | Reduction starts above | Reduced to $0 above |
|---|---|---|
| Single, basic amount | $26,855 | $37,742 |
| Family, basic amount | $30,639 | $49,393 |
| Single, disability supplement | $37,740 | $43,360 |
| Family, disability supplement | $49,389 | $55,009 (one spouse eligible) / $60,629 (both) |
The Disability Supplement
If you are approved for the Disability Tax Credit (DTC), you can receive an extra $843 on top of the basic CWB. In a couple where both partners qualify for the DTC, each person can receive their own disability supplement, while only one receives the basic family amount.
How the Advance Works
If you were entitled to the CWB on your previous return, the CRA automatically pays up to 50% of your estimated benefit across the three ACWB dates — no application needed. If you also qualify for the disability supplement, 50% of that is included in the advance payments. You must be a resident of Canada on the first day of each payment period to receive that instalment.
Who Qualifies
You are eligible for the Canada Workers Benefit if you:
- earn working income and are a resident of Canada throughout the year;
- are 19 or older on December 31, or live with a spouse, common-law partner, or child.
You generally do not qualify if you were a full-time student for more than 13 weeks with no dependants, or were confined to prison for 90 days or more during the year. You claim the full benefit by completing Schedule 6 with your tax return.
Frequently Asked Questions
Recommended Next Reads
All 2026 Canadian Benefit Payment Dates
Canada Disability Benefit 2026: Amount and Dates
Why Did I Get Money From the CRA in 2026?
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CPP Payment 2026: Maximum and Average Amounts, Payment Dates, and Early vs Late Rules
GST/HST Credit 2026: Amounts, Payment Dates, and the New Canada Groceries and Essentials Benefit
Marcus Chen
Debt Relief Expert & Founder, CollectorHQ
Marcus Chen has researched and written about Canadian debt relief since 2016 — consumer proposals, bankruptcy, CRA collections, wage garnishment, and provincial debt law. Founder of CollectorHQ, Canada’s independent debt-relief education resource.
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