Blog

Insights and analysis on debt collection industry trends, commission structures, and consumer debt relief options in Canada.

• What Is a Consumer Proposal in Canada? January 22, 2026

  A consumer proposal is a legally binding debt settlement that can reduce unsecured debt by 60-80%. Learn how it works and if you qualify.

• How Much Do Debt Collectors Earn Per Account? January 20, 2026

  Debt collectors typically earn 15-50% commission on recovered amounts, with top performers making $80K-$150K annually.

• How Much Do Debt Buyers Pay for Portfolios? January 18, 2026

  Debt buyers typically pay 3-12 cents per dollar of face value for charged-off debt portfolios. Learn what factors affect portfolio pricing.